USAPonzi-The Biggest Ponzi Scheme on the Planet-The U.S. Government

                    Copyright Declaration                                                                                                                                       John W. White    March 29, 2013

Healthcare Cost Inflation of USAPonzi 201215
December 15, 2020
Emailed to United Nations, Fed Chair Jay Powell, Minneapolis Fed President Neel Kashkari, Dallas Fed President Robert Kaplan, Congressman Van Taylor, Congressman Colin Allred, Senator John Cornyn, Senator Ted Cruz, The U.S. SEC, NYT/WSJ/WP/CNBC/DMN on 12/15/20

Healthcare cost is inflating in America!

National per capita health expenditure in the United States
1960 to 2020(in U.S. dollars)-Statista

Healthcare cost in America is inflating because the U.S. Government is corrupt!

Healthcare cost is inflating in America because the U.S. Government is printing counterfeit money and giving it to the U.S. upper class! The corrupt U.S. Government has fraudulently given the U.S. upper class $156.1 Trillion!

The corrupt U.S. Government is committing a fiscal and accounting fraud by not using proper GAAP Accounting! The corrupt U.S. Government is not accruing the money to pay future U.S. Government benefits! Because of this accounting fraud the corrupt U.S. Government is printing counterfeit money and giving it to the U.S. upper class! I call this fiscal and accounting fraud USAPonzi.

See USAPonzi-The Great American Fraud.

Healthcare Cost Inflation and USAPonzi

The above chart shows the clear correlation between the cost of healthcare and the launch and progression of USAPonzi! Healthcare cost has been increasing dramatically and continuously since 1969!

USAPonzi was launched in FY1969 and for the last 52 years the corrupt U.S. Government has been printing imaginary-counterfeit money with GAAP basis deficit spending! The rate at which this deficit spending causes inflation is nominally the ratio of the annual GAAP deficit to the value of all of the assets in America!

For example, in FY2021 we are projected to have a GAAP Deficit of $6.71 Trillion and US Total National Assets are estimated to be $155.1 Trillion. Therefore, the macro inflation rate this year would be about $6.71T/$155.1T = 0.043 or 4.3%. We should expect house prices to increase by about 4.3% this year!

Obviously, this is a macro estimate so I do not claim that these numbers are precise but printing imaginary-counterfeit money clearly causes inflation. We have more dollars chasing nominally the same assets!

As the above chart shows, healthcare cost were quite low when USAPonzi was launched in FY1969. We were paying for healthcare with “real money” so we only performed healthcare that could be paid for with current earnings.

That changed in 1969 when the U.S. Government started borrowing money from the future Americas so we could offer ever-increasing healthcare services! The providers are rushing to offer services and medicines that we can buy with the future Americans' money!

The following chart shows that healthcare costs are increasing systematically as our imaginary-counterfeit money supply is increasing systematically with ongoing GAAP basis deficit spending!

. Real estate prices and the stock market are also going up systematically because the corrupt U.S. Government is systematically printing imaginary-counterfeit money and giving it to the U.S. upper class!

Healthcare Cost Inflation

Year  Cost   % 
2005  $6,875   
2006  $7,071  2.9 
2007  $7,423  5.0 
2008  $7,845  5.7 
2009  $8,141  3.8 
2010  $8,412  3.3 
2011  $8,649  2.8 
2012  $8,908  3.0 
2013  $9,115  2.3 
2014  $9,519  4.4 
2015  $9,995  5.0 
2016  $10,370   3.8 
2017  $10,742  3.6 
2018  $11,172  4.0 
2019  $11,597  3.8 
2020   $12,118  4.5 

I therefore conclude that the cost of healthcare is increasing because the corrupt U.S. Government is running a Ponzi scheme that is printing imaginary-counterfeit money so that we can enjoy extensive healthcare services without spending a single penny of earned income! We are buying our healthcare services with imaginary-counterfeit money that has been fraudulently borrowed from the future Americans!

The U.S. upper class “can pay for” these services because they are being given these imaginary-counterfeit dollars but the U.S. general public “cannot pay for” these services because they have to operate with “real money” that they earn by the sweat of their brows!

USAPonzi treats the U.S. upper class very kindly but it cheats the hell out of the U.S. general public!

This accounting fraud has enriched the U.S. upper class by $156.1 Trillion and has underfunded the future benefit promises to the U.S. general public by $128.7 Trillion!

The corrupt U.S. Government is fraudulently enriching the U.S. upper class and cheating the U.S. general public!

Let me say that one more time, the corrupt U.S. Government is fraudulently enriching the U.S. upper class and cheating the U.S. general public!

Class bias is rampant in America and the U.S. Government is instigating it!

The U.S. upper class is filthy rich so they can pay exorbitant prices for their healthcare when the U.S. general public cannot afford to pay hardly anything! 

This accounting fraud is printing an unending and ever-increasing (infinite) amount of counterfeit money, I call it imaginary-counterfeit money, and giving it to the elite so the elite can pay ever-increasing prices for their healthcare and the providers are willing to charge more and more for their services because the elite can afford it.

This accounting fraud is causing dramatic economic inequality (See Causing Social Injustice) which in turn is causing healthcare inequality! As long as the corrupt U.S. Government continues to run this Ponzi scheme, the cost of healthcare is going to keep going up!

Healthcare providers want to get access to as much of this $156.1 Trillion of imaginary-counterfeit money that has been given to the U.S. upper class as they possibly can!

The U.S. Government is constantly complaining about the cost of healthcare going up when they are causing it to go up!

We will not have economic equity, healthcare equity, and healthcare cost stability until the U.S. Government stops enriching the rich and cheating the unrich!

When the corrupt U.S. Government prints an infinite amount of counterfeit money and gives it to the elite, the cost of everything will continue to inflate which the elite can pay and the unelite cannot!

The following commentaries explain this fiscal and accounting fraud to the U.S. general public and to the U.S. Congress!

Whistleblower Letter #3 to U.S. General Public
Whistleblower Letter #6 to Congress

The devastating impact of this accounting fraud on Planet Earth is summarized in my Oct 1, 2020 commentary.

Quintet of Global Crises (Economy, Climate, Health, Hunger, Depression)

National Debt  $27.4 Trillion 
Cash Deficit in FY2021  $3.22 Trillion 
*GAAP Deficit in FY2021  $6.71 Trillion 
US Unfunded Future Liabilities  $128.7 Trillion 
US Unfunded Liabilities (GAAP)  $156.1 Trillion 
Imaginary-Counterfeit Money  $156.1 Trillion 
Total National Assets  $155.1 Trillion 

Source: December 15, 2020
*GAAP Deficit-current

I have written two websites ( and and eight books that explain this accounting fraud and the impact it is having on Planet Earth. My latest book (USAPonziE) is available on Amazon and can also be downloaded from my website.

John W. White
Plano, TX